Fix & Flip
Finance up to 90% of purchase price plus 100% of rehab costs based on After Repair Value (ARV). Fast closes — often 5–10 business days. Perfect for single-family, multifamily, and small commercial flips.
03 / Hard Money & Bridge
SC · NC · GA · FL · 49 States
Hard Money & Bridge Loans
Fast capital for investors who move fast. Fix-and-flip, ground-up construction, BRRRR, bridge, and short-term commercial deals — structured around your numbers, not a rigid checklist.
Programs
Hard Money & Bridge Programs
Short-term, asset-based financing for real estate investors. We underwrite on the deal — the property, your plan, and the numbers — not just your tax return.
Ground-Up Construction
New construction financing for residential and small commercial projects. Draw-based funding released as work is completed. Ideal for experienced builders and developers with a clear scope and timeline.
BRRRR & Rental Bridge
Buy, Rehab, Rent, Refinance, Repeat. We fund the acquisition and rehab, you stabilize the property, then we help you refinance into a long-term DSCR loan. The full cycle in one lender relationship.
Bridge Loans
Short-term bridge financing for time-sensitive acquisitions, 1031 exchange gaps, estate sales, and commercial properties in transition. Close fast while long-term financing is arranged.
Land & Lot Loans
Acquisition financing for entitled and raw land, infill lots, and development-ready parcels. Difficult to finance conventionally — we have lenders who specialize in land and lot lending.
Commercial Bridge
Short-term financing for commercial assets in transition — lease-up, repositioning, renovation, or acquisition with value-add upside. Close on the asset now, stabilize, then refinance into permanent financing.
Property Types We Finance
Single-Family
2–4 Unit
Multifamily 5+
Condos
Townhomes
Mixed-Use
Retail
Office
Industrial
Warehouse
Self-Storage
Raw Land
Entitled Lots
New Construction
Distressed / REO
Auction Purchases
90%
Max LTC on Purchase
100%
Rehab Financing
5–10
Day Close (avg.)
49
States Available
Submit Your Deal
Tell Us About the Project
Submit your deal details and Tyler will follow up within one business day with a quote and next steps. The more info you provide, the faster we move.
What We Look At
Hard money lending is asset-based. We care about the property, your plan, the numbers, and your experience. Credit score matters less here — the deal and the ARV matter most.
First-time investors are welcome. We work with new and experienced flippers alike.
Documents Typically Needed
- Purchase agreement or property details
- Scope of work with contractor bids
- Comparable sales (comps) supporting ARV
- Photos of the property (interior + exterior)
- Government-issued ID
- Entity documents (if purchasing in LLC)
- Track record / list of past projects (if experienced)
- Exit strategy documentation
- Last 3 months bank statements (shows liquidity)
Questions first?
Book a Call with Tyler
Hard Money / Bridge Loan Inquiry